FOMO.FAMILY · WHO CAN USE IT
Who can use fomo.family — and who its Terms shut out
Before you sign up, check whether fomo's own Terms of Service even let you trade. The blocked-region list is open-ended, and two of the riskiest products are walled off from far more countries than the app itself.
Updated 2026-09-12 · Educational content · No broker owns this site
Quick answer. fomo's Terms bar anyone who resides in, is a citizen of, or is located in a sanctioned or restricted country — an open list, not a fixed one. Perpetual futures are closed to U.S. Persons, and Robinhood stock tokens also to the UK, Canada and Switzerland. Availability can change.
Most guides about a trading app open with how to sign up. This one starts a step earlier, with a question the sign-up screen does not always answer clearly: are you even allowed to use it? fomo.family is a crypto app, not a forex broker, and its own Terms of Service set out — in plain if uncomfortable language — who the service is not offered to. Some of those limits come from sanctions law, some are fomo's own choices, and the riskiest products are walled off from far more countries than the basic app. Here is what the Terms actually say, as of 2026-09-10.
Who does fomo say cannot use it at all?
The broadest gate is in Section 1 of the Terms. It says the Services are not offered to individuals or entities who reside in, are citizens of, or are located in a restricted jurisdiction or a country subject to sanctions. Read that list of three slowly, because they are separate tests and meeting any one of them is enough. You do not have to live in a blocked country to be shut out — being a citizen of one, or merely being physically located in one when you open the app, is enough on its own.
The countries are introduced with the words "including but not limited to", which makes this an open list, not a closed one. The Terms name the Crimea region, Cuba, Donetsk, the Democratic Republic of Congo, Iran, Libya, Luhansk, Myanmar (Burma), North Korea, Sudan, Venezuela and Yemen — and then keep going: any other country to which the United States, the United Kingdom or the European Union applies embargoes or similar sanctions, and any jurisdiction where transacting in cryptocurrencies is prohibited or restricted in any form. Because the list is explicitly open-ended, your country not appearing by name does not mean you are cleared.
The Terms also close the obvious workaround before you reach for it: using a VPN or similar technology to circumvent these restrictions is, in their words, strictly prohibited. Beyond breaching the agreement, doing so puts your account — and any funds in it — at risk if access is later cut off.
Is "not offered here" the same as "banned where I live"?
No, and the difference matters. Two separate things can keep you out. The first is your own country's law: some jurisdictions prohibit or restrict crypto transactions, and the Terms defer to that. The second is fomo's own decision, driven partly by sanctions programmes it must follow. So a line saying the service is not offered in a place is a statement about what fomo will let you do, not a ruling that crypto is illegal for you. If you are unsure of the law where you are, that is a question for a local source, not for a trading app's sign-up flow.
It is also worth separating two ideas that often get blurred: whether you are allowed to use fomo, and whether the platform is licensed. fomo states in its Terms that it is not registered with or licensed by any regulatory authority — the subject of our guide on whether fomo.family is regulated. Eligibility is about geography; licensing is about oversight. Neither one substitutes for the other.
Which products are blocked in more places than the app itself?
Passing the Section 1 gate does not mean every feature is open to you. Two of fomo's products carry their own, tighter eligibility rules, and they exclude several major English-speaking countries that the basic token-trading app does not.
Perpetual futures — leveraged bets with no expiry — are, per Section 10 of the Terms, not available to U.S. Persons, and may be restricted in additional jurisdictions at fomo's sole discretion. These are the highest-risk product on the platform: fomo's own Terms say perps can result in losses exceeding your initial margin, including total loss of deposited funds, and that positions may be liquidated automatically and without prior notice if margin requirements are not maintained. Our guide to perpetual futures risk works through the arithmetic; here the point is narrower — many people simply cannot access them at all.
Robinhood US Stock / ETP Derivative Tokens are, per Section 11, onchain representations of over-the-counter derivative contracts issued by Robinhood Europe UAB, a Lithuanian investment firm. They are not available to U.S. Persons or within U.S. markets; to residents of, or persons located in, Canada, the United Kingdom or Switzerland; to sanctioned persons, or persons located in sanctioned countries or regions; or in any further jurisdiction listed on Robinhood's own Restricted Jurisdictions page or any successor page. Note the two tests again — residents of, or persons located in — so a UK resident and a visitor to the UK are both excluded. For firstpip's readers in the United Kingdom in particular: this product is not for you.
| Product | Sanctioned / embargoed places (§1) | United States | United Kingdom | Canada | Switzerland |
|---|---|---|---|---|---|
| Core app: buy/sell tokens, self-custody wallet | Not offered | Offered* | Offered* | Offered* | Offered* |
| Perpetual futures (§10) | Not offered | Not available (U.S. Persons) | May be restricted* | May be restricted* | May be restricted* |
| Robinhood stock / ETP tokens (§11) | Not offered | Not available | Not available | Not available | Not available |
*"Offered" means the Terms do not name that country in the blocked lists as of 2026-09-10; it is still subject to Section 1 and to your local law. Perps may be restricted in additional jurisdictions at fomo's sole discretion (§10), so outside the US, check the app for your own region.
The table above is a snapshot as of 2026-09-10, and every "Offered" is subject to Section 1 and to your local law. fomo can change availability at its sole discretion, and the product mix changes month to month, so treat the app's own eligibility check at sign-up as the final word for your situation.
What exactly counts as a "U.S. Person"?
Because the perps and stock-token gates hang on the phrase U.S. Person, it is worth knowing how widely the Terms draw it — it is not simply "someone who lives in the United States". The definition covers any natural person resident in the United States; any citizen or permanent resident of the United States, including any such person temporarily located outside the United States; and any entity organised or incorporated under U.S. law.
The part that catches people out is the middle one: a U.S. citizen is a U.S. Person even while temporarily abroad. Travelling does not change your status, and a page that reduced these gates to "where you live" would tell some readers they qualify when the Terms say they do not.
The list can change — so check before you commit
Everything above is what fomo's Terms say as of 2026-09-10; the Terms themselves are dated 17 August 2026, and both the document and the product change over time. The blocked-jurisdiction list is open-ended by design, perps and stock tokens can be restricted further at fomo's discretion, and Robinhood's own restricted-jurisdictions page can be updated independently. The safe habit is simple: read the current Terms, and let the sign-up flow confirm eligibility for your exact country and citizenship before you deposit anything.
If it turns out you can use it, the guides worth reading next are what fomo.family actually is and — because it is a self-custody wallet — what self-custody really means for your money. If you are brand new to trading of any kind, start here first, and read this site's risk disclosure before you put money at risk.
Frequently asked questions
Can I use fomo.family if I live in the United States?
The basic token-trading app is not named in fomo's blocked-jurisdiction list, so U.S. residents are not shut out of it by Section 1. But two products are off-limits: perpetual futures are not available to U.S. Persons, and Robinhood stock / ETP tokens are not available to U.S. Persons or within U.S. markets. Let the app confirm eligibility for your own situation.
Is fomo.family available in the United Kingdom?
The core app is not named in the blocked list, but Robinhood US stock / ETP derivative tokens are explicitly not available to residents of, or persons located in, the United Kingdom (Terms §11). Perpetual futures may also be restricted at fomo's discretion. Check the app's eligibility step for your account before depositing.
Does being a citizen of a blocked country matter if I live somewhere else?
Yes. Section 1 applies to anyone who resides in, is a citizen of, or is located in a restricted or sanctioned jurisdiction — three separate tests, and any one of them is enough. Citizenship alone can exclude you even if you live elsewhere.
Can I use a VPN to access fomo from a restricted country?
No. fomo's Terms state that using a VPN or similar technology to circumvent these restrictions is strictly prohibited. Beyond breaching the agreement, it risks losing access to your account and any funds in it — and because the wallet is self-custody, no one can reverse a loss for you.
Why does fomo block some countries?
Two reasons overlap. Some jurisdictions prohibit or restrict crypto, and the Terms defer to local law. Separately, fomo must follow sanctions programmes of the US, UK and EU. 'Not offered here' is fomo's decision to comply, not a ruling that crypto is illegal for you personally.